Fair Rates. Clear Terms. Built to Help You Grow.
At Cashdelight Investments, we offer 5 core loan products designed around the real needs of Zimbabwean individuals, families and businesses. Each product carries its own requirements checklist so that you know exactly what to bring before you apply — no surprises, no wasted trips, and no confusion mid-process.
Whether you need cash before payday, capital to grow your business, financing for a vehicle or equipment, school fees for your children, or equipment for your mining claim, we have a product built for you.
Who We Are
Cashdelight Investments (Pvt) Ltd, headquartered in Bindura, Zimbabwe, is a licensed microfinance institution dedicated to fostering financial inclusion and economic empowerment for underserved communities.
Incorporated in 2024 and licensed by the Reserve Bank of Zimbabwe in 2026, we specialise in serving low-income individuals, women entrepreneurs, youth, rural communities and small businesses with tailored loan products that break down traditional financial barriers.
We believe that access to finance should not depend on where you live, what you earn, or whether you have a credit history. It should depend on your plan, your capacity, and your commitment — and that belief shapes every lending decision we make.
Our Mission, Vision and Core Values
Our Mission
To provide accessible and sustainable financial services that enable individuals and small businesses to thrive.
Our Vision
To be a leading microfinance institution that transforms lives and communities through innovative financial solutions and unwavering commitment to social impact.
Core Values
Inclusivity
Financial opportunities for everyone, regardless of socio-economic background.
Empowerment
Equipping clients with the tools and knowledge to achieve their goals.
Sustainability
Promoting sustainable practice and environmentally friendly projects.
Integrity
Transparency, accountability and ethical conduct in all our dealings.
Why Work With Us
Borrowers across Zimbabwe choose Cashdelight because we combine the accountability of a regulated institution with the flexibility and understanding of a lender that genuinely knows its market.
Fast Loan Approval Turnaround
Decisions in as little as 24 hours.
ZAMFI Certified
Operating under recognised industry standards.
Tailored Solutions
Matched to your income, business cycle and repayment capacity.
No Credit-History Barriers
Individual assessment that goes beyond a credit score.
ZAMFI Membership
Cashdelight Investments is a proud member of the Zimbabwe Association of Microfinance Institutions (ZAMFI).
ZAMFI membership means we operate under recognised industry standards, subscribe to responsible lending principles, and are accountable to a professional body committed to protecting borrowers and strengthening the microfinance sector across Zimbabwe.
Licensed by the Reserve Bank of Zimbabwe
Cashdelight Investments (Pvt) Ltd is licensed by the Reserve Bank of Zimbabwe.
Our RBZ licence means we are a regulated lender, subject to Reserve Bank supervision and reporting requirements. We report monthly, we comply with RBZ debt-to-income requirements, and we operate within the anti-money laundering and consumer protection frameworks that the Reserve Bank enforces.
For our clients, that regulation is a protection. It means clear terms, disclosed fees, proper recourse, and an institution that can be held to account.
Our Board of Directors and Management
Cashdelight Investments is led by a board and management team with deep experience across banking, microfinance, credit, risk and financial management.
Milton Makuto — Chairman
Milton Makuto brings over 30 years of banking experience spanning corporate accounts, credit analysis, exchange control advisory and retail banking. He holds a Bachelor of Commerce Honours in Business Management from Midlands State University, an Executive Certificate in Credit Management from the University of Zimbabwe, and an Intermediate Diploma from the Institute of Bankers Zimbabwe.
Andy Tinashe Chireka — Managing Director
Andy Tinashe Chireka holds a Bachelor of Commerce Honours in Banking and Finance from Bindura University of Science Education and brings 5 years of microfinance experience, including service as a supervisor at FMC Finance. He is an expert in credit, risk and customer relationship management.
Norman Chishamba — Finance Director
Norman Chishamba holds a Bachelor's Degree in Accounting from the National University of Science and Technology, a Higher National Diploma in Financial Accounting from the Institute of Administration and Commerce of Zimbabwe, and a Certificate of Proficiency from the Insurance Institute of Zimbabwe. He brings over 30 years of experience, including roles at Foundation Mutual Society and HEMS Africa Engineering.
Hellen Madewu
Non-Executive Director
Jephat Nyahondo
Non-Executive Director
Arthur Tatenda Chireka
Non-Executive Director
Careers at Cashdelight
Cashdelight is growing and we are looking for result-driven, compliant and customer-centric people to grow with us. We offer clear career progression across 3 departmental ladders:
Finance, Risk and Compliance
- Intern
- Cash and Compliance Officer
- Senior Finance Officer
- Finance Manager
- Chief Finance Officer
Sales and Business Development
- Sales and Business Development Officer
- Senior Business Development Officer
- Branch Manager
- Head of Sales and Marketing
- Chief Commercial Officer
Credit and Operations
- Loan Officer
- Credit Analyst
- Credit Manager
- Head of Operations
- Chief Operating Officer
Growth at Cashdelight is supported through on-the-job training, mentorship from senior managers, promotion from within, and direct exposure to the Reserve Bank of Zimbabwe, ZAMFI and partner institutions.
Ready to Work With Us?
Whether you are looking for a loan, exploring a career with us, or simply want to learn more about Cashdelight Investments, our team is ready to talk. Get in touch with us today.